accounts

Modern accounts built for restaurants

Open unlimited accounts in seconds, get full cash control & visibility, receive & move cash instantly.

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No personal guarantees or credit checks required.

Enhance financial security

Isolate the risk of vendor direct debits away from primary bank accounts

Manage cash in flows

Manage cash from daily sales deposits across every location's revenue systems

Move cash instantly

Transfer cash between your virtual accounts in real-time and at no cost

Earn 2% yield on cash

Get 2% APY on cash held in accounts, calculated daily and paid monthly

Gain visibility

Easily analyze cash inflows and outflows from one place

Integrate to accounting

Sync accounts with accounting systems with real-time feeds

How Virtual Accounts work

Getting fully set up with Tab virtual accounts takes just 10 minutes

1
Complete onboarding

We securely collect business information, link primary bank accounts, link accounting systems, invite your team, and walk through the platform.

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2
Open your virtual accounts

With a single click, open an account with unique account & routing numbers that can be provided to vendors and linked to AP, payroll, and POS systems.

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3
Set up account funding

Easily connect POS systems to receive revenue deposits in your virtual accounts, or set up auto-funding from your primary bank accounts to always maintain a minimum account balance.

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4
Issue corporate cards

Easily create cards and assign them to a vendor, an employee and a location. Set custom limits and start automatically reconciling receipts.

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5
Onboard your spending

Easily migrate expense payments via card, direct debit, and ACH to your new operating accounts. Transactions are verified in real-time and flow right into your accounting software.

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We serve the entire restaurant industry

We're bringing modern financial services to restaurants of all sizes, and even the businesses that support them.

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Learn more about Tab

Book a call with a member of our team to learn more, get a walkthrough of our product, and if you'd like, get started with Tab.

Platform Demo
Implementation Plan
Onboarding Kickoff
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questions & answers

Frequently Asked Questions

Who is Tab Commerce?

Tab Commerce is a financial technology company providing the only finance platform built for restaurants. Learn more about us here.

How long does it take to get started?

We're from the restaurant industry and know time is a constrained resource. We've built our onboarding process to get you fully up and running in 10 minutes or less.

How do Tab corporate cards work?

Tab cards work just like any other corporate card but with the benefits of powerful spend control software built just for restaurants.

Can Tab Cards be added to Apple Wallet?

Yes, simply add the Tab Card into your Apple Wallet like you would any other card.

Where can I use Tab Cards?

Anywhere that Visa is accepted (most places). Most core vendors accept cards, but some might only be available upon request - we can help you with that.

Can I add my team to Tab?

You can create as many users as you would like with a simple onboarding process and customized roles.

Can I add multiple entities to Tab?

You can create as many entities as you need, and manage them all from a single login.

What are flexible payment terms?

The Tab Card gives restaurants more control and flexibility over their cash flow. Extended payment terms allows restaurants to extend eligible re-payments on their Tab Card by 30 days. This is for eligible, pre-approved customers only. Inquire to see eligibility.

Do you offer support?

We provide near-instant support from real humans based in the US and Canada. Support can be accessed via live chat in the platform or by emailing support@tabcommerce.com.

How can I get started?

Click the 'Get Started' button in the top right of this page. You'll receive an email to create your account and book a time to finish onboarding with your dedicated account rep.