Back to Tab Blog

Introducing the new Tab Card for Restaurants

Higher limits, flexible terms, spend controls, and accounting automation - all built for restaurants and powered by world-class hospitality.

September 23, 2025

Today, we’re introducing the new Tab Card, the only corporate card built to grow restaurant cash flow. 

Three years ago, we started Tab to eliminate costly back office chaos in my family’s restaurants. Earlier this year, we launched the first version of the Tab Card to help restaurants proactively control costs.

Since then, we’ve worked hand-in-hand with exceptional operators at Heidi’s Brooklyn Deli, Chip City Cookies, and hundreds of others to reimagine what a corporate card can actually do for restaurants.

Restaurants are facing increasingly costly cash flow challenges that are hurting both growth and profitability. A corporate card should and can do more to help - so we built it.

Already trusted by over 1,000 restaurants, we’re introducing powerful new card capabilities to transform how restaurants control spending, manage working capital, and grow cash flow. 

Meet the new Tab Corporate Card for Restaurants

We're introducing four new major capabilities that set the Tab Card apart for restaurants. Each is shared alongside the reason we built it, which comes from working right alongside our restaurant partners.

Higher Limits: Get up to 10x higher credit limits

Our restaurant partners were paying down their traditional corporate cards several times each month due to constraining limits. This was taking up critical time and killing the cash flow benefit of their cards.

With Tab, get much higher credit limits because we truly know the restaurant business. Restaurants using the Tab Card can now take full advantage of their card terms and have more bandwidth to control spend and manage working capital.

Flexible Terms: Get up to 60-day card terms

Our restaurant partners faced complex cash flow and working capital pressures that were constraining both growth and profitability - and existing options weren't helping.

With Tab, gain complete control and flexibility over cash flow. Restaurants using the Tab Card can extend card payment terms up to 60 days to unlock working capital, tame cash flows, and invest in growth at more cost-effective rates (up to 1%/month).

Control & Automation: Save 5%+ on costs and 15+ hours a month

Our restaurant partners were constantly battling highly chaotic and manual expenses. This led to overspending, poor spend compliance, and countless hours of costly office work.

With Tab, get a full suite of tools to proactively control spending, simplify finances, and automate office work.

  • Create unlimited virtual and physical cards
  • Set proactive limits, budgets, and controls on each card
  • Automatically capture receipts and assign transactions to the right locations and categories
  • Directly sync all information with accounting systems
  • Analyze expenses in real-time with AI
"We looked at other expense systems but it just didn't compare to the technology that Tab has."
- Teresa, Accounting Specialist, Rock Strategic (75+ units)
Hospitality-Grade Experience: Get fully setup in 30-minutes or less

Our restaurant partners were frustrated by financial and technology partners that simply didn't live up to expectations and had a poor understanding of the restaurant business. Long implementation times, choppy workflows, and terrible support put significant strain on their teams and overall business.

With Tab, get a world-class, hospitality-grade experience, with a dedicated account manager, <90 second support response times, and an easy-to-use, intuitive platform.

"It's rare to find software partners whose products fully live up to the promises made during the sales process. Tab not only met expectations but exceeded them. It's been a win for both our management and store teams."
- Juliana, Owner, Heidi's Brooklyn Deli (8+ locations)

To learn more or get started today in just 15 minutes, visit tabcommerce.com/start.

Tab Commerce partners with Stripe Payments Company for money transmission services and account services with funds held at Fifth Third Bank, Member FDIC. Tab Visa® spend cards are powered by Stripe and issued by Celtic Bank.  Tab Visa® charge cards are powered by Stripe and issued by Cross River Bank.

Learn More

Learn more about Tab

Book a call with a member of our team to learn more, get a walkthrough of our product, and if you'd like, get started with Tab.

Platform Demo
Implementation Plan
Onboarding Kickoff
Learn More
questions & answers

Frequently Asked Questions

Who is Tab Commerce?

Tab Commerce is a financial technology company providing the only finance platform built for restaurants. Learn more about us here.

How long does it take to get started?

We're from the restaurant industry and know time is a constrained resource. We've built our onboarding process to get you fully up and running in 10 minutes or less.

How do Tab corporate cards work?

Tab cards work just like any other corporate card but with the benefits of powerful spend control software built just for restaurants.

Can Tab Cards be added to Apple Wallet?

Yes, simply add the Tab Card into your Apple Wallet like you would any other card.

Where can I use Tab Cards?

Anywhere that Visa is accepted (most places). Most core vendors accept cards, but some might only be available upon request - we can help you with that.

Can I add my team to Tab?

You can create as many users as you would like with a simple onboarding process and customized roles.

Can I add multiple entities to Tab?

You can create as many entities as you need, and manage them all from a single login.

What are flexible payment terms?

The Tab Card gives restaurants more control and flexibility over their cash flow. Extended payment terms allows restaurants to extend eligible re-payments on their Tab Card by 30 days, providing up to 60 day terms. This is for eligible, pre-approved customers only. Inquire to see eligibility.

Do you offer support?

We provide near-instant support from real humans based in the US and Canada. Support can be accessed via live chat in the platform or by emailing support@tabcommerce.com.

How can I get started?

Click the 'Get Started' button in the top right of this page. You'll receive an email to create your account and book a time to finish onboarding with your dedicated account rep.