Tab Commerce is a financial technology company providing the most secure way for restaurants to spend money. Get virtual operating accounts, modern corporate cards, and more - all secured with our payment verification.

Virtual operating accounts are business checking accounts but used specifically for the chaos of spending and operations. Virtual operating accounts isolate this chaos away from your primary bank, increasing security, simplifying expenses, and providing access to powerful embedded products to control spending and automate back office work.

Yes, you can hold a balance in the virtual operating accounts. Funds in the account will earn 2% APY, calculated daily and paid monthly.

Yes, accounts are eligible for FDIC insurance up to $250,000.

You can easily link your primary bank accounts and set up auto-funding to maintain a minimum balance. You can also receives sales payouts from your POS or delivery apps into the accounts via our Deposit Management product.

Each virtual operating account is equipped to receive daily revenue deposits from POS and other revenue systems. Once deposited, funds automatically start earning 2% yield, can be used for expense payments via cards, direct debit, or same-day ACH, moved internally instantly and for free, and excess cash can automatically be sent to a connect ed primary bank account.

This makes it incredibly easy for restaurants to manage cash flow alongside powerful tools to optimize sales, control costs, and get real-time cash flow visibility across every location in real-time.

Simply provide your virtual operating accounts routing & account number to your vendor, they'll do the rest.

With just 2-clicks, you can send a same-day ACH to any of your vendors. You can also pay with Tab corporate cards.

Get started in minutes with no credit checks or personal liability. The Tab Card works just like any other corporate card but with the benefits of powerful spend control software built just for restaurants.

Anywhere that Visa is accepted (most places). Most restaurant vendors accept cards, but some might only be available upon request.

You can create as many users as you would like. You can have Admins who can do everything across all locations and Employees who can only see the cards that you have assigned them. Managing this is incredibly easy from within the Tab Platform.

Keep your primary bank account, and link it right into Tab. It's good to separate the chaos of spending and operations away from where your savings and the bulk of your cash sits.

Each virtual operating account has a unique account & routing number. This information can easily be inputted into your POS, delivery apps, payroll systems, and any other revenue or expense source.

Tab corporate cards are secured, meaning the only limit is the amount of cash you have in the operating account associated with the card. Cash must be loaded into the account before a card transaction can occur.